Group supplemental health insurance


For many employees, the unexpected costs of an accident, hospitalization or serious medical condition can be challenging. Even with major medical insurance, deductibles, coinsurance and other expenses can quickly add up.

GapAssist helps provide a financial safety net by offering accident, hospital and critical illness benefits in one convenient, simple-to-use package.


Three benefits in one


Pays all eligible expenses related to an accidental injury, up to the plan maximum.

Hospital indemnity

Helps pay for eligible services and supplies during covered stays in a hospital, ICU and more.

Critical illness

Gives employees an added layer of financial protection if they become seriously ill.


Key Features

One payroll deduction for all three benefits.

Three predesigned plan options—Base, Classic and Premier—offer the same benefits at increasing amounts.

HSA-compatible benefits.1

Next steps

Symetra offers a number of solutions to help you stay competitive in today's marketplace. To learn more, contact your benefits representative.


Select Benefits insurance policies are designed to provide benefits at a preselected, fixed dollar amount. They are not a replacement for a major medical policy or other comprehensive coverage and do not satisfy the minimum essential coverage requirements of the Affordable Care Act. Coverage may be subject to exclusions, limitations, reductions and termination of benefit provisions. For costs and complete details, contact your Symetra representative. 

Select Benefits policies are insured by Symetra Life Insurance Company, 777 108th Ave NE, Suite 1200, Bellevue, WA 98004, and are not available in all U.S states or any U.S. territory.

GapAssist is not available for use in the state of New Mexico. Products, features, terms and conditions may vary by state and may not be available in all U.S. states or any U.S. territory.

If you’re an employer in Arizona, please click this link to view the exclusions and limitations for GapAssist.

1This plan is designed to be compatible with health savings accounts (HSAs). Please consult with your tax and/or legal professional to determine which supplemental benefits may be purchased by employees with an HSA.