Group supplemental health insurance
Benefits for today's health care environment
Multiple products, multiple solutions
In today’s evolving health care marketplace, companies are challenged to find new ways to manage costs while providing valuable employee benefits. Whether you're protecting workers and their families from the financial impact of an accident, critical illness or hospitalization, we can help.
Our group supplemental health insurance products
Group supplemental health insurance benefits can help pay for out-of-pocket medical expenses like deductibles, coinsurance and copays, plus other unexpected costs such as transportation and child or home care during recovery.
Critical Illness
Unexpected illnesses create unexpected costs. Critical illness benefits can help employees cover medical expenses and more.
Accident
After an accident, expenses for doctor visits, X-rays and physical therapy can add up quickly. Accident insurance can help.
Hospital Indemnity
When employees need medical care, hospital stays can be costly. Hospital indemnity coverage can help ease the load.
GapAssist
Critical illness, accident and hospital indemnity benefits in one convenient, turnkey package.
With every Symetra group supplemental health insurance plan, you'll have:
No coordination of benefits, required networks or deductibles.
Guaranteed-issue coverage and tiered or composite rate structure options.
Option to include spouse and dependent coverage.
Employer-paid or voluntary options.
Seamless policy implementation, enrollment support and personal, consultative account management.
Convenient online plan administration and claim submissions.
Flexible premium rate structures to ensure successful integration with your payroll and benefit administration platforms.
Next steps
Symetra offers a number of solutions to help you stay competitive in today's marketplace. To learn more, contact your benefits representative.
Group benefits are designed to provide benefits at a preselected, fixed dollar amount. They are not a replacement for a major medical policy or other comprehensive coverage and do not satisfy the minimum essential coverage requirements of the Affordable Care Act. Coverage may be subject to exclusions, limitations, reductions and termination of benefit provisions. For costs and complete details, contact your Symetra representative.
Group benefits are insured by Symetra Life Insurance Company, 777 108th Ave NE, Suite 1200, Bellevue, WA 98004, and are not available in all U.S states or any U.S. territory.
GapAssist is not available for use in the state of New Mexico. Products, features, terms and conditions may vary by state and may not be available in all U.S. states or any U.S. territory.
If you’re an employer in Arizona, please click this link to view the exclusions and limitations for group benefits.