Group life and disability insurance

Group life and AD&D

Life insurance provides important financial protection for your employees' families that can help pay for funeral costs, mortgages, college tuition and more.

Our group term life insurance offers coverage through convenient payroll deduction, plus accidental death and dismemberment (AD&D) benefits for further protection.


Protect your employees' financial futures

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Basic group life and AD&D

Provide your employees with valuable life insurance benefits at a cost that's typically lower than individual coverage.

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Supplemental group life and AD&D

Our supplemental life insurance offers the same features found in our basic group life policy, while giving employees the flexibility to purchase more benefits based on their needs.

Key features


You have several options

Customize your coverage, including:

  • Which benefits employees are eligible for.
  • How much–if any–of the premium you'll cover.
  • Whether spouses and dependent children are included.

Standard AD&D package

Protect your employees and their families in case of a life-changing accident. Our AD&D policy typically provides additional benefits for:

  • Auto accidents that occur while wearing a seatbelt.
  • Auto accidents that occur while wearing a seatbelt and having an airbag deploy.
  • The cost of transporting remains if an accident happens away from home.

Support your enrolled employees1

We offer the following resources through our Symetra SupportSM programs:

  • Beneficiary Assistance
  • Travel Assistance
  • Identity Theft Assistance
  • EstateGuidance®

Next steps

To learn more, contact your benefits broker or consultant.


Group life insurance policies are insured by Symetra Life Insurance Company, 777 108th Ave NE, Suite 1200, Bellevue, WA 98004, and are not available in any U.S. territory. Our New York subsidiary insures products for New York policyholders.

Travel Assistance, Identity Theft Assistance and Beneficiary Assistance are offered through On Call International. EstateGuidance® is provided by ComPsych® Corporation. Neither On Call International nor ComPsych® are affiliated with Symetra Life Insurance Company or any of its affiliates. Benefits may not be available in all states.

If you’re an employer in Arizona, please click this link to view the exclusions and limitations for group life and accidental death and dismemberment.

1 May not be available in all states.