Navigating today’s financial landscape isn’t for the fainthearted. It takes experience, skill, education and good judgment. You don’t pick investments out of a hat—you need guidance from an expert. A qualified financial professional can recommend helpful strategies, simplify complex financial concepts and help you choose the right products for your needs.
“Financial professional" is a broad title that encompasses several types of licensed financial professionals. Some have advanced certifications such as Certified Financial Planners (CFPs) and Chartered Financial Analysts (CFAs). They can be independent or work in banks, insurance agencies or brokerage firms. They may be compensated with a fee or a commission.
But more importantly to you as a consumer, financial professionals can offer products from a variety of companies. You need more than just the best price possible—you also need the service and protection that works best for you.
Getting the whole picture
Many financial professionals offer a full range of products—life insurance, annuities and investments—so they can review all your protection and investment needs at the same time. They’ll then work with you to create a comprehensive, custom plan.
You need more than just the best price possible—you also need the service and protection that works best for you.
Customer service and satisfaction are the keys to a financial professional’s livelihood. That means continually working to earn your trust, acting as your personal consultant, and helping to ensure you have the right products for your changing needs.
Getting started
Choosing the right financial professional can be challenging. If you’re not sure where to start, ask your friends and family for referrals. After all, when it comes to your money, establishing a collaborative relationship with a professional you trust might be the most important thing.