Test- standard - Individuals and Families

I want to learn about:

Getting started

Saving for retirement

Navigating retirement

Be prepared for what's ahead

When you’re just starting your career, you’re probably not thinking about retirement or life insurance. But this is the ideal time to start putting money toward your future and protecting your finances. Here are three things you should consider doing now.

Is life insurance right for me?

There are a number of ways people use life insurance that go beyond protecting loved ones. Here’s a closer look.

Are annuities right for me?

Chances are, you’ve heard of annuities. While most annuities share the same general idea—you put money in, your money grows tax-deferred, you get your money back—they are not all the same, and their features vary by product and insurance company. Here’s a quick introduction.

Where will your retirement income come from?

For most Americans, retirement income will come from three sources: employer-sponsored retirement programs, savings/investments and Social Security. But will you have all three? Not necessarily. Take a look at some additional options for retirement income.

Demystifying annuities

For people seeking guaranteed income in retirement, one of the most effective products available today is also one of the most misunderstood. Let’s face it, annuities have been given a pretty bad rap over the years, and it’s time to clear things up.

Rising rates can get you down

Conservative strategies often rely on “fixed income” investments such as bonds or bond funds to provide stability in a retirement portfolio. But they are not without risk, and a key risk to be aware of is rising interest rates. Here’s why.

Will inflation take the air out of your retirement savings?

Our life expectancies are increasing, which means you could spend up to 30 years or more in retirement. If your retirement money can’t keep up with inflation throughout that time, it will lose its buying power. That’s one reason you may want to consider a fixed indexed annuity (FIA).

Five things you should know about Medicare

Medicare provides important health coverage for seniors, but it also has many options, rules and deadlines that can be confusing. Give yourself plenty of time to learn about it before you enroll, and be sure to keep these five things in mind.

Two reasons you might pay more for Medicare

Like other types of insurance, you’ll pay monthly premiums for Medicare in retirement. But two things could cause you to pay even more each month—enrolling too late and earning too much. See why it’s important to plan ahead.

It may pay to delay

If you’re nearing retirement, you probably know that you can begin receiving Social Security benefits at age 62. But there’s a catch. Find out why delaying the start of your benefits may make sense.

Considerations for what to do with your retirement plan

As you prepare for retirement, perhaps your biggest decision is what to do with the money in your retirement plan—such as a 401(k) or 403(b). Here are your main choices.

Risks to watch for in retirement

Even the best-laid plans can’t account for everything, especially when it comes to planning your retirement. You can’t predict how long you’ll live, how much prices will rise or what your health care costs will be. Let’s look at some key risks and potential solutions.

Five signs your loved one may be a victim of elder financial abuse

As many as 1 in 5 older Americans are victims of financial abuse,* with thousands more experiencing it each day. So how can you tell if someone you love is being exploited? Look for these signs.

this is a test page

Learn More

Body text 50/50

lorem ipsum
dolor sit amet,

consectetur adipiscing elit.

Learn More