Group life & disability insurance

 

Group disability insurance

 

Disability insurance can replace part of an employee’s income when they are not able to work due to an illness or injury.

Two coverage options

Choose one or both—whichever meets your needs:

Short-term disability insurance

This is used when employees are unable to work for a shorter period of time, like after the birth of a child or a surgery.

Long-term disability insurance

This helps when employees are out for an extended amount of time, such as a life-altering illness or injury.

Key features


You have options

Choose whether employees pay part of the premium (contributory) or you cover all of the premium costs (noncontributory).


Protect your employees and save them money

When you purchase disability insurance at our group rate, you can provide employees with coverage at a typically lower cost than individual coverage.


Additional support for your employees1

Help your employees manage life’s challenges with:

•  An Employee Assistance Program (EAP)

•  A health care navigation program


Your rate may be guaranteed

Depending on your policy, your rates may be guaranteed to stay the same for as long as three years:

•  2-year rate guarantee (for short-term disability plans)2

•  3-year rate guarantee (for long-term disability plans)2

Next steps

Symetra offers a number of solutions to help you stay competitive in today's marketplace. To learn more, contact your benefits broker or consultant.

Group disability insurance policies are insured by Symetra Life Insurance Company, 777 108th Ave NE, Suite 1200, Bellevue, WA 98004 and are not available in any U.S. territory. Our New York subsidiary insures products for New York policyholders.

EAP and Health Care Navigation are offered by ComPsych® Corporation through Symetra Financial Corporation subsidiaries. Benefits may not be available in all states. ComPsych is not affiliated with any of the subsidiaries under Symetra Financial Corporation. For more information, visit www.guidanceresources.com. ComPsych © 2018 ComPsych Corporation.

1 May not be available in all states.
2 Underwriting and package requirements may apply.