We’re excited to launch “Stop Loss Explained,” a new educational video series. Each short episode breaks down key stop loss topics, from unbundling to ‘no new laser’ provisions and what to look for in a policy. The series is designed to help you navigate the nuances of stop loss coverage with more clarity and confidence so you can better support your self-funded clients.

First up, unbundling.

 

With health care costs rising at the fastest pace in over a decade, employers are looking to their advisors for more than advice—they want options and a clear strategy.

In this video, we explore what it means to unbundle stop loss coverage from medical plan administration, giving brokers and employers new ways to collaborate, take control and build more resilient benefit strategies.

A few benefits of unbundling:

  • Empowers clients to leverage flexible cost containment partnerships.
  • Streamlines claims with proactive reviews and automation.
  • Ensures coverage continuity, even with administrator or network changes.
  • Improves cash flow on high-dollar claims with coordinated carrier support.

In today’s high-inflation environment, unbundling isn’t just a plan design choice—it’s an opportunity for more transparent, strategic solutions that deliver lasting value.

Watch the video to see how unbundled stop loss can help you deliver smarter strategies and stronger results for your clients.

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