The Benefits Blog

Whether your clients are entrusting us with their stop loss policy or looking to bring financial peace of mind to employees through group life, disability or supplemental benefits, you have a partner with Symetra.

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Maximizing the potential of HSAs

Whatever direction health care reform takes in the future, health savings accounts—or HSAs—appear positioned to take a larger role. Like a 401(k) for medical expenses, these tax-advantaged savings accounts are designed to help employees accumulate money to spend on qualified medical costs. Here are some of the tax advantages and other benefits HSAs can offer.

The value of return-to-work programs for group disability plans

An employee’s time away from work due to a disabling illness or injury can have significant implications for an employer. From a practical standpoint, prolonged absences lead to a number of concerns over things like productivity, staffing, or moral. But the larger issue is the direct and indirect financial cost of disability leaves. That’s why many insurers embed return-to-work programs into their group disability plans.

Financial wellness at work with voluntary benefits

In today’s high-deductible health plan marketplace, employees are expected to pay a growing share of out-of-pocket expenses. That’s why it’s important to balance a cost-effective benefits plan with coverage that meets the needs of employees and their families. Voluntary benefits such as disability, accident and critical illness coverage can help employers ensure their workforce stays financially well while managing the bottom line.

Maintaining proper beneficiary designations

Life insurance can be tailored to fit a wide array of financial needs, but the ultimate goal for most people is simple: passing along a death benefit to selected beneficiaries in the event of the insured’s death. That’s why designating beneficiaries is not a step to take lightly. Here’s what employees should know to avoid delays in payouts or benefits not being paid out as intended.

Stop loss in 2018: Part 4

Five things to consider when looking at potential stop loss carriers' underwriting practices.

Stop loss in 2018: Part 3

When evaluating potential stop loss carriers, it's important to understand their claims experience. Here are four key questions to ask.

Stop loss in 2018: Part 2

Are your clients exposed to coverage gaps between their plan document and the stop loss policy?

Stop loss in 2018: Part 1

Discover the three most important variables to think about when choosing a stop loss partner for a self-insured medical program.

The value of return-to-work programs for group disability plans

An employee’s time away from work due to a disabling illness or injury can have significant implications for an employer. From a practical standpoint, prolonged absences lead to a number of concerns over things like productivity, staffing, or moral. But the larger issue is the direct and indirect financial cost of disability leaves. That’s why many insurers embed return-to-work programs into their group disability plans.

Maintaining proper beneficiary designations

Life insurance can be tailored to fit a wide array of financial needs, but the ultimate goal for most people is simple: passing along a death benefit to selected beneficiaries in the event of the insured’s death. That’s why designating beneficiaries is not a step to take lightly. Here’s what employees should know to avoid delays in payouts or benefits not being paid out as intended.

Maximizing the potential of HSAs

Whatever direction health care reform takes in the future, health savings accounts—or HSAs—appear positioned to take a larger role. Like a 401(k) for medical expenses, these tax-advantaged savings accounts are designed to help employees accumulate money to spend on qualified medical costs. Here are some of the tax advantages and other benefits HSAs can offer.

Financial wellness at work with voluntary benefits

In today’s high-deductible health plan marketplace, employees are expected to pay a growing share of out-of-pocket expenses. That’s why it’s important to balance a cost-effective benefits plan with coverage that meets the needs of employees and their families. Voluntary benefits such as disability, accident and critical illness coverage can help employers ensure their workforce stays financially well while managing the bottom line.

Stop loss in 2018: Part 1

Discover the three most important variables to think about when choosing a stop loss partner for a self-insured medical program.

Stop loss in 2018: Part 2

Are your clients exposed to coverage gaps between their plan document and the stop loss policy?

Stop loss in 2018: Part 3

When evaluating potential stop loss carriers, it's important to understand their claims experience. Here are four key questions to ask.

Stop loss in 2018: Part 4

Five things to consider when looking at potential stop loss carriers' underwriting practices.