To change the primary or contingent beneficiaries of your annuity contract, please complete the Beneficiary Change Request form. Additional details:

• Only the contract owner has the power to change the beneficiary, and the signature must match the signature on file or we will request a notarization of the form.
• Primary beneficiaries are first in line to receive death benefit proceeds. If you designate multiple primary beneficiaries, please ensure the percentages total 100%.
• If one or more primary beneficiaries predecease the insured person(s), we will pay the proceeds to any remaining primary beneficiaries.
• If you are changing the primary beneficiary to someone other than your spouse and you live in a community property state, your spouse must sign the form where indicated.
• If all primary beneficiaries predecease the insured person, we will pay the proceeds to all living contingent beneficiaries. If you designate multiple contingent beneficiaries, please ensure the percentages total 100%.
• If the owner of the contract is a trust, the trustee may change the primary beneficiary to a person other than the trust. The trustee should also consult a tax or legal advisor for guidance due to potential unintended tax consequences.
• If the owner is naming an established trust as a beneficiary, please include the complete trust name, including the trust date.
• If an attorney-in-fact/power of attorney is making a beneficiary change, we must have a copy of the Power of Attorney document and attorney-in-fact affidavit form already on file or submitted with the change. The Power of Attorney documentation will be reviewed to determine whether the attorney-in-fact is authorized to make beneficiary changes.

Any requests received in good order will revoke all prior designations of beneficiary. A confirmation of the change will be mailed to the contract owner