Term life insurance

Symetra Term

Symetra Term is a life insurance policy providing financial protection for your family or business for 10, 15, 20, or 30 years.

If the insured dies during the term of the policy, we’ll pay a “death benefit" to your designated beneficiary in a lump sum or in monthly payments.

Symetra Term premiums are guaranteed to remain level during the initial term, and you have the flexibility to convert to a permanent policy should your coverage needs change.


Symetra Term is designed to provide simple, straightforward life insurance coverage that meets several needs.

This is a high-level overview of Symetra Term so you can get a sense of whether it might work for you. This is not a complete description. Please ask your insurance professional for a more complete description of this product.

Next steps

Contact your insurance professional today.


Symetra Term is a term life insurance policy issued by Symetra Life Insurance Company, 777 108th Avenue NE, Suite 1200, Bellevue, WA 98004. Policy form number is ICC18_LC1 in most states. Not available in all U.S. states or any U.S. territory.

Life insurance policies contain exclusions, limitations, reductions of benefits and terms for keeping them in-force. Please contact your insurance professional for complete details.

Guarantees and benefits are subject to the claims-paying ability of Symetra Life Insurance Company.

Certain benefits or riders may have tax implications. Consult with your legal or tax professional prior to purchasing.

Policy rider availability may vary by distribution partner.

Although proceeds of life insurance are generally received income-tax-free by beneficiaries, estate and local taxes may apply. Consult your attorney or tax professional for more information.

Conversion to a permanent product may not be available in all states. Conversion is also not available if an accelerated death benefit was exercised on the policy.

This is not a complete description of the Symetra Term policy. For a more complete description, please ask your insurance professional.

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