Benefits
Introducing our enhanced group accident insurance plan
Help employees cover the cost of the unexpected
> Optional benefits to enhance any plan
> Coverage for first responders and health care workers
Injuries and diagnoses
Animal bites
Carbon monoxide poisoning
Electric shocks
Eye injuries
Gunshot wounds
Injuries from a carjacking
Injuries from a robbery or aggravated
assault
Intercranial hemorrhages
Lead or hazardous chemical poisoning
Post-traumatic stress disorder (PTSD)*
Puncture wounds
Sprains
Traumatic brain injuries (TBIs): concussion, moderate TBI, severe TBI
*PTSD is only covered if it’s the result of a covered accident that occurs while the policy is in effect.
Medical services
Please note these are only covered if they’re required as a result of a covered accident that occurs while the policy is in effect.
Acupuncture
Anesthesiology services
Home health care services
Hospital observation unit stays
ICU admissions
Joint replacements
Permanent modifications (home, car or workplace)
Required second opinion
Telemedicine follow-up doctor visits
Treatment for animal bit wounds (e.g., rabies vaccine)
Vocational, speech, occupational and respiratory therapy
Scheduled benefit accident coverage, insured by Symetra Life Insurance Company, 777 108th Ave NE, Suite 1200, Bellevue, WA 98004, is not available in all U.S. states or any U.S. territory. It pays a fixed amount and does not cover losses due to sickness, nor does it cover the cost of all hospital and medical services. It is not a replacement for major medical or other comprehensive coverage and does not satisfy the minimum essential coverage requirements of the Affordable Care Act. Base policy form number is SBC-03510 1/18.
Coverage may be subject to exclusions, limitations, reductions and termination of benefit provisions.
THIS POLICY IS ISSUED AS AN ACCIDENT ONLY POLICY. IT DOES NOT PAY BENEFITS FOR LOSS CAUSED BY ILLNESS.
Wellness screening benefit rider form number is SBC-03513-WEL 1/18 in most states. The enhanced wellness screening benefit rider form number is SBC-03515-Wel 6/23. Selected at application and available for an additional cost, this rider provides an insured with a benefit if the insured incurs an expense as a result of receiving any of the screening tests described in the rider.
Child organized sport activity benefit rider is available for an additional cost. Rider form number is SBC-03513-COS 1/18 in most states, and the enhanced rider form number is SBC-03513-COS 6/23. Selected at application, this rider provides an additional 25%, up to $10,000, for benefits payable under the policy if the accident occurred while an insured dependent child was participating in an organized sport. The child must be insured by the policy on the date the accident occurred.
The policies and riders are not available in all U.S. states or any U.S. territory. Terms and conditions may vary by the state in which they are available. A rider is a provision of the policy that may have additional costs, limitations, potential benefits and features that should never be confused with the base policy itself. Before evaluating the benefits of a rider, carefully examine the policy to which it is attached.