To change the primary or contingent beneficiaries for your life insurance policy, please log into My Account and complete the form online. Or you may complete the Beneficiary Change Request form and fax or mail it. Here are some helpful tips:

• Only the policy owner has the power to change the beneficiary. 
• Primary beneficiaries are first in line to receive life insurance proceeds. If you designate multiple primary beneficiaries, please ensure the percentages total 100%. 
• If one or more primary beneficiaries predecease the insured person, we will pay proceeds to any remaining primary beneficiaries.
• If you are changing the primary beneficiary from your spouse and you live in a community property state, we require your spouse to sign the form where indicated. 
• If all primary beneficiaries predecease the insured person, we will pay proceeds to all living contingent beneficiaries. If you designate multiple contingent beneficiaries, please ensure the percentages total 100%.
• If the owner of the policy is a trust and the trustee is changing the primary beneficiary to a person other than the trust, the trustee should consult with a tax or legal advisor for guidance due to potential unintended tax consequences.
• If the owner is naming an established trust as a beneficiary, please complete and submit a Trustee Certification Form.
• If an attorney-in-fact under a power of attorney is making a beneficiary change, a copy of the Power of Attorney document and Attorney-in-Fact affidavit form must be on file or submitted with the change.

Any requests received in good order will revoke all prior beneficiary designations.