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Built on our guiding principles of Value, Transparency and Sustainability (VTS), our suite of flexible life insurance products can help your clients achieve their coverage goals.

 

Accumulator Ascent IUL

Accumulation-focused indexed universal life insurance with strong policy distributions for future income potential, attractive performance features and straightforward crediting and expense factors.

More about Accumulator Ascent IUL

SwiftTerm®

Fast, affordable term life insurance coverage for clients ages 20 to 60 that’s completed through an easy online application process—in as little as 18 minutes.1

More about SwiftTerm

Protector IUL

Protection-focused indexed universal life insurance with strong death benefit guarantees, potential cash value growth, and flexibility if needs change.

More about Protector IUL

Term

Competitively priced term life insurance coverage for business or family protection with level premiums for terms of 10, 15, 20 or 30 years.

More about Term

Accumulator VUL

Variable universal life insurance that provides death benefit protection and the ability to build policy value through the performance of selected market-driven subaccounts.

More about Accumulator VUL

Other sales tools & resources

Get the latest sales tools, including resources for your advanced markets and high-net-worth foreign national (HNWFN) business.

Advanced markets
HNWFN program
MultiLife Business Program
Life Underwriting Guide

CAUL

Available for conversions only.

More about CAUL

Before investing, carefully consider the investment objectives, risks, charges, and expenses. The policy's value allocated to the subaccounts will fluctuate. Variable life insurance involves fees and charges such as administrative charges, expense charges, cost of insurance charges, variable policy value charges, premium charges, surrender charges, underlying fund expenses, and, if applicable, transfer processing fees or withdrawal processing fees, which are explained in the prospectus. This and other information are contained in the policy prospectus and the underlying portfolio prospectuses. For online copies of the prospectuses visit symetra.com. Please read them carefully.

Past performance is no guarantee of future returns. The investment return and principal value of an investment will fluctuate, and units, when redeemed, may be worth more or less than their original cost.

Securities are offered through Symetra Securities, Inc. (SSI). Member, FINRA.

SSI and Symetra Life Insurance Company are affiliates and are located at 777 108th Avenue NE, Suite 1200, Bellevue, WA 98004-5135. Each company is responsible for its own financial obligations.

Life insurance is issued by Symetra Life Insurance Company. Products, riders, terms and conditions may vary by state and may not be available in all U.S. states or any U.S. territory. Not available in all U.S. states or any U.S. territory.

Symetra Accumulator Ascent IUL and Protector IUL are flexible-premium adjustable life insurance policies with index-linked interest options. In most states, the policy form number for Symetra Accumulator Ascent IUL is ICC17_LC1 and for Symetra Protector IUL it is ICC18_LC2. Symetra CAUL is a flexible-premium universal life insurance policy. The policy form number is ICC14_LC2 in most states. Symetra Term Life Insurance policy form number is ICC18_LC1 in most states. Symetra SwiftTerm is a term life insurance policy that is issued under policy form number ICC20_LC1 in most states.

Symetra Protector IUL’s Lapse Protection Benefit is included at no additional cost and prevents the policy from entering into the grace period during any Lapse Protection Benefit Period. Insurance coverage will continue as long as the Lapse Protection Benefit remains in effect. Note that any increase in the policy’s specified amount after issue will terminate the Lapse Protection Benefit (except when an increase is the result of a change in Death Benefit Option). Loans, withdrawals, and late or delayed premium payments may affect the duration of the Lapse Protection Benefit.

Symetra Accumulator VUL is a flexible-premium adjustable variable life insurance policy. Where available, it is usually issued under policy form number ICC21_LC1.

Guarantees and benefits are subject to the claims-paying ability of Symetra Life Insurance Company.

Policy rider availability may vary by distribution partner.

Symetra Variable Universal Life (VUL) insurance products can only be sold by registered representatives.

1Depending upon your client's answers during the application process, your client may travel down one of three underwriting paths - instant coverage, accelerated underwriting or full underwriting. The typical coverage turnaround time is about 18 minutes for instant coverage, 24-72 hours for accelerated underwriting and 30 days for full underwriting. Premium payment is required for coverage to be in effect.

This is not a complete description of the Symetra life insurance products. For a more complete description, please refer to the policies.

Conversion to a permanent product may not be available in all states.

Symetra®, SwiftTerm® and VTS® are registered service mark of Symetra Life Insurance Company.

WEB-1330 9/23

Highlighted product: SwiftTerm

Give your clients an end-to-end digital experience that can provide them with coverage in as little as 18 minutes if they qualify.

Key product highlights

About Symetra
We’ve been in business for over 60 years, operating on a foundation of financial stability, integrity and transparency. Our focus and commitment is to create retirement, benefits and life insurance solutions that customers need and understand.

Symetra At-A-Glance
Symetra: Customer-Centric And Growth-Oriented Flyer
Sumitomo Life And Symetra: Strong And Supportive Parent

Contact Us
Symetra Life Sales Desk
1-877-737-3611
Monday - Friday
8 a.m. to 6 p.m. ET
lifesales@symetra.com