Solutions that move with your clients—even across borders

Today’s high-net-worth clients may live or come from all over the world, but many share the same life insurance needs. Our expertise can help clients who have ties to the U.S. navigate the generational wealth transfer process with a program designed specifically for the high-net-worth foreign national (HNWFN) market.


Program Highlights
Program Overview
Underwriting Requirements and
Preferred Guidelines

Tips for an Effective Client Cover Letter
How the Charitable Giving Benefit Works
How to Submit a Life Insurance Claim

Illustrate Our Products
Applications and Forms
U.S Nexus Additional Location Form

Accumulator Ascent IUL
Accumulator VUL
Protector IUL

Client Profile: Non-Resident Aliens
Premium Financing Guidelines
Premium Financing Checklist

Securities are offered through Symetra Securities, Inc. (SSI). Member FINRA.

Life insurance is issued by Symetra Life Insurance Company (SLIC). Products, riders, features, terms and conditions may not be available in all U.S. states or any U.S. territory.

SSI and SLIC are affiliates and are located at 777 108th Avenue NE, Suite 1200, Bellevue, WA 98004- 5135. Each company is responsible for its own financial obligations.

Guarantees and benefits are subject to the claims-paying ability of Symetra Life Insurance Company.

This is not a complete description of Symetra’s high-net-worth foreign national (HNWFN) market program. It may have new or amended rules and restrictions, and is subject to change without notice in order to be compliant with requirements in the client’s home jurisdiction.

Accumulator VUL can only be sold by registered representatives.

Why Symetra?
We’ve been in business for over 60 years, operating on a foundation of financial stability, integrity and transparency. Our focus and commitment is to create retirement, benefits and life insurance solutions that customers need and understand.

Symetra is a financially strong, well-capitalized company on the rise, as symbolized by our brand icon - the Swift. Swifts are quick, hardworking and nimble—everything we aspire to be when serving our customers.

Symetra At-A-Glance
Symetra: Customer-Centric And Growth-Oriented Flyer
Sumitomo Life And Symetra: Strong And Supportive Parent
HNWFN Leadership


To learn more about Symetra, visit


Contact Us
Symetra Life Sales Desk
Monday - Friday
8 a.m. to 6 p.m. ET