Solutions that move with your clients—even across borders

Today’s high-net-worth clients may live or come from all over the world, but many share the same life insurance needs. Our expertise can help clients who have ties to the U.S. navigate the generational wealth transfer process with a program designed specifically for the high-net-worth foreign national (HNWFN) market.


Program Highlights
Program Overview
Underwriting Requirements and
Preferred Guidelines

Tips for an Effective Client Cover Letter

Illustrate Our Products
Applications and Forms
Direct Ownership Additional Forms Packet
U.S Nexus Additional Location Form

Accumulator IUL
Protector IUL

Non-Resident Aliens

Life insurance is issued by Symetra Life Insurance Company, 777 108th Ave NE, Suite 1200, Bellevue, WA 98004.
Products are not available in all U.S. states or any U.S. territory.

Guarantees and benefits are subject to the claims-paying ability of Symetra Life Insurance Company.

This is not a complete description of Symetra’s high-net-worth foreign national (HNWFN) market program. It may have new or amended rules and restrictions, and is subject to change without notice in order to be compliant with requirements in the client’s home jurisdiction.

We’ve been in business for over 60 years, operating on a foundation of financial stability, integrity and transparency. Our focus and commitment is to create retirement, benefits and life insurance solutions that customers need and understand.

Symetra is a financially strong, well-capitalized company on the rise, as symbolized by our brand icon - the Swift. Swifts are quick, hardworking and nimble—everything we aspire to be when serving our customers.

Symetra and Sumitomo Partnership
Symetra At-A-Glance
HNWFN Leadership


To learn more about Symetra, visit


Symetra Life Sales Desk
Monday - Friday
8 a.m. to 6 p.m. ET