Group supplemental health insurance
Benefits for today's health care environment
Multiple products, multiple solutions
In today’s evolving health care marketplace, companies are challenged to find new ways to manage costs while providing valuable employee benefits. Whether you're protecting workers and their families from the financial impact of an accident, specified disease or hospitalization, we can help.
Our group supplemental health insurance products
Group supplemental health insurance can help pay for out-of-pocket medical expenses like deductibles, coinsurance and copays, plus other unexpected costs such as transportation and child or home care during recovery.
Specified disease
Unexpected illnesses create unexpected costs. Specified disease benefits can help employees cover medical expenses and more.
Accident
After an accident, expenses for doctor visits, X-rays and physical therapy can add up quickly. Accident insurance can help.
Hospital indemnity
When employees need medical care, hospital stays can be costly. Hospital indemnity coverage can help ease the load.
With every First Symetra group supplemental health insurance plan, you'll have:
No coordination of benefits, required networks or deductibles.
Guaranteed-issue coverage and tiered or composite rate structure options.
Option to include spouse and dependent coverage.
Employer-paid or voluntary options.
Seamless policy implementation, enrollment support and personal, consultative account management.
Convenient online plan administration and claim submissions.
Flexible premium rate structures to ensure successful integration with your payroll and benefit administration platforms.
Next Steps
First Symetra offers a number of solutions to help you stay competitive in today's marketplace. To learn more, contact your benefits representative.
Select Benefits insurance policies are designed to provide benefits at a preselected, fixed dollar amount. They are not a replacement for a major medical policy or other comprehensive coverage and do not satisfy the minimum essential coverage requirements of the Affordable Care Act. Coverage may be subject to exclusions, limitations, reductions and termination of benefit provisions. For costs and complete details, contact your First Symetra representative.
Select Benefits policies are insured by First Symetra National Life Insurance Company of New York, New York, NY. Mailing address: P.O. Box 34690, Seattle, WA 98124-1690.