Fixed Deferred Annuities

Fixed deferred annuities can help you build retirement income through tax-deferred growth and minimal risk.


  • You receive an initial guaranteed interest rate for a specific period of time. At the end of that period, the interest rate is reset, but it will never be less than the guaranteed minimum interest rate established at issue.

  • Growth is not affected by market performance. Consider these annuities for the conservative part of your savings plan.


Choose from products offering a guaranteed interest rate for 3, 5 or 7 years, depending on the product selected.

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Receive guaranteed interest for no less than 1 year, plus you can make additional purchase payments over time.

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Fixed deferred annuities are issued by Symetra Life Insurance Company, 777 108th Ave. NE, Suite 1200, Bellevue, WA 98004 and are not available in all U.S. states or any U.S. territory.

Guarantees and benefits are subject to the claims-paying ability of Symetra Life Insurance Company.

Withdrawals may be subject to federal income taxes and a 10% IRS early withdrawal tax penalty may also apply for amounts withdrawn prior to age 59 ½. Consult your attorney or tax advisor for more information.