A partnership with:
SwiftTerm®: Affordable coverage made easy
Life's not always easy, but your life insurance can be.
Your to-do list is huge. Let's check off something big.
It may seem daunting to plan for tomorrow when today feels so hectic. That’s why Symetra Life Insurance Company created SwiftTerm. It’s term life insurance so easy, you can apply for it over morning coffee and you could have coverage by your second cup.
Learn more about SwiftTerm®
Why SwiftTerm?
It's fast
An online process means coverage in as little as 18 minutes.
It's easy
Your application, estimate, payment and policy are all online.
It's affordable
For about the cost of a typical tank of gas, you can have coverage to protect your family.
It's important
Think mortgage payments, tuition, medical bills, etc. if you're gone.
Here's how it works
1. Get an estimate.
2. Complete the application.
3. Most people will be approved on the spot or within 3 days.
4. Accept our offer and pay online.
5. Your coverage starts right away.
Get an estimate & apply
If you're not approved on the spot, it's probably because:
We have questions about your application
When this happens, we’ll send our questions via email. Once you’ve answered them, we’ll get back to you in less than 3 days. This process is called “accelerated underwriting.”
You have certain health conditions
In some instances, you'll need a brief medical exam to ensure you get the price and coverage that are right for you. You'll get a link to schedule your at-home evaluation with a medical technician. Results will be analyzed, and you'll hear back from us usually within 30 days. This process is called "full underwriting."
Need help?
Contact your Armor Wealth Group insurance professional for application questions:
William Najjar
Email: wnajjar@ArmorWealthGroup.com
Phone: 1-800-294-1502
Contact the SwiftTerm Customer Care Center for in-force policy questions:
1-833-HiSwift
(1-833-447-9438)
contact@swifttermlife.com
Weekdays, 6.a.m. to 4:30 p.m. PT
Insurance products are offered through the licensed insurance agency named in this material.
Symetra SwiftTerm is a term life insurance policy issued by Symetra Life Insurance Company, 777 108th Avenue NE, Suite 1200, Bellevue, WA 98004. Policy form number is ICC20_LC1 in most states. Not available in all U.S. states or any U.S. territory.
Policy riders are not available in all states, and terms and conditions may vary by state in which they are available. Where available, they are usually issued under the following form numbers: Accelerated Death Benefit for Terminal Illness form number ICC20_LE5 and Value Added Benefit Endorsement form number ICC22_LE8.
A rider is a provision of the policy that may have additional costs, limitations, potential benefits and features that should never be confused with the base policy itself. Before evaluating the benefits of a rider, carefully examine the policy to which it is attached.
Policy rider availability may vary by distribution partner.
Life insurance policies contain exclusions, limitations, reductions of benefits and terms for keeping them in-force. Please contact your insurance professional for complete details.
Guarantees and benefits are subject to the claims-paying ability of Symetra Life Insurance Company.
Certain benefits or riders may have tax implications. Consult with your legal or tax professional prior to purchasing.
The Accelerated Death Benefit for Terminal Illness Rider is available for issue ages 20-60 and is not available on rated policies.
Receipt of an accelerated death benefit may be taxable. Consult with your personal tax or legal professional before exercising this rider. You may also lose your right to receive certain public funds such as Medicare, Medicaid, Social Security, Supplemental Security Income (SSI), and possibly others. The accelerated death benefit is intended to qualify under section 101(g) (26 U.S.C. 101(g)) of the Internal Revenue Code. The death benefit will be reduced if an accelerated death benefit is paid. There is no restriction on the use of proceeds of these accelerated death benefits.
Depending on your answers during the application process, you may travel down one of three underwriting paths—instant coverage, accelerated underwriting or full underwriting. The typical coverage turnaround time is about 18 minutes for instant coverage, 24-72 hours for accelerated underwriting and 30 days for full underwriting.
Although proceeds of life insurance are generally received income-tax-free by beneficiaries, estate and local taxes may apply. Consult your attorney or tax professional for more information.
Conversion to a permanent product may not be available in all states. Conversion is also not available if an accelerated death benefit was exercised on the policy.
Services and/or benefits offered under the Value Added Benefit Endorsement are not insurance and are subject to change. For more information, please contact Symetra at www.symetra.com or by telephone at 1-800-796-3872. There are additional requirements associated with participation in any non-insurance services and/or benefits. Terms and conditions may vary, and it may not be available in all U.S. states or any U.S. territory. If any service is discontinued or if we cease to offer a service, we may in some instances substitute a reasonably comparable service. If we deem that there is no reasonably comparable service, we may discontinue the specific service.
The insurance distributor named in this document is an insurance agency who represents multiple companies.
This is not a complete description of the Symetra SwiftTerm policy. For a more complete description, please ask your Armor Wealth Group insurance professional.
The insurance distributor named in this website is an independent producer who represents multiple companies.
SwiftTerm® is a registered service mark of Symetra Life Insurance Company.
WEB-1514/ArmorWealthGroup 12/24