Specified disease insurance

Financial relief when it's needed most

A cancer diagnosis, heart attack or other life-altering condition usually means unknown and unexpected costs. Specified disease insurance helps lessen the impact by paying a lump-sum benefit so insureds can concentrate on their recovery, rather than their finances.

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Product highlights

Benefit amounts available in $1,000 increments, up to $50,0001.

Guaranteed-issue coverage available2.

Health screening benefit available.

Skin cancer benefit available per person, per calendar year.

How it works

The first time an insured is diagnosed with a covered condition after the coverage is in effect, they will receive a one-time, lump-sum benefit equal to their plan's benefit amount for that condition, and they can spend this benefit however they choose.

Covered conditions include:
Invasive cancer
Minor cancer3
Heart attack
Stroke
Obstructive coronary artery disease
Major organ failure
End-stage renal disease

Administration from a team you can depend on

Our in-house administration team, First Symetra Select Benefits, handles all enrollment, billing, claims and benefit payments for our specified disease policies. They’re committed to delivering a positive experience for groups and their employees.

Next Steps

First Symetra offers a number of solutions to help you stay competitive in today's marketplace. To learn more, contact your benefits representative.

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Specified disease insurance policies are insured by First Symetra National Life Insurance Company of New York, New York, NY. Mailing address: P.O. Box 34690, Seattle, WA 98124. They are designed to provide benefits at a preselected, fixed dollar amount for covered specified diseases. Policy form number is SBC-00500-BEN/NY 04/14.Coverage may be subject to exclusions, limitations, reductions and termination of benefit provisions.

1 Higher amounts may be available. Talk to your First Symetra representative to learn more.

2 Amount of coverage available varies by group size.

Except skin cancer, which is paid under a separate benefit.