Group life and disability insurance
Group disability insurance
Disability insurance can replace part of an employee’s income when they are not able to work due to an illness or injury.
Two coverage options
Choose one or both—whichever meets your needs
Short-term disability insurance
Used when employees are unable to work for a shorter period of time, like after the birth of a child or a surgery.
Long-term disability insurance
Helps when employees are out for an extended amount of time, such as a life-altering illness or injury.
Key features
You have options
Choose whether employees pay part of the premium (contributory) or you cover all of the premium costs (noncontributory).
Protect your employees and save them money
When you purchase disability insurance at our group rate, you can provide employees with coverage at a typically lower cost than individual coverage.
Additional support for your employees
Help your employees manage life’s challenges with:
• An employee assistance program (EAP)
• A health care navigation program
Your rate may be guaranteed
Depending on your policy, your rates may be guaranteed to stay the same for as long as three years:
• 2-year rate guarantee (for short-term disability plans)1
• 3-year rate guarantee (for long-term disability plans)1
Next Steps
First Symetra offers a number of solutions to help you stay competitive in today's marketplace. To learn more, contact your benefits representative.
Group disability insurance policies are insured by First Symetra National Life Insurance Company of New York, New York, NY. Mailing address: P.O. Box 34690, Seattle, WA 98124-1690. Coverage may be subject to exclusions, limitations, reductions and termination of benefit provisions.
EAP and Health Care Navigation are offered by ComPsych® Corporation through First Symetra National Life Insurance Company of New York subsidiaries. Benefits may not be available in all states. ComPsych is not affiliated with any of the subsidiaries under Symetra Financial Corporation. For more information, visit www.guidanceresources.com. ComPsych © 2022 ComPsych Corporation.
1Underwriting and package requirements may apply.