Group life and disability insurance

Group disability insurance

Disability insurance can replace part of an employee’s income when they are not able to work due to an illness or injury.

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Two coverage options

Choose one or both—whichever meets your needs

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Short-term disability insurance

Used when employees are unable to work for a shorter period of time, like after the birth of a child or a surgery.

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Long-term disability insurance

Helps when employees are out for an extended amount of time, such as a life-altering illness or injury.

Key features

You have options

Choose whether employees pay part of the premium (contributory) or you cover all of the premium costs (noncontributory).

Protect your employees and save them money

When you purchase disability insurance at our group rate, you can provide employees with coverage at a typically lower cost than individual coverage.

Additional support for your employees

Help your employees manage life’s challenges with:

•  An employee assistance program (EAP)

•  A health care navigation program

Your rate may be guaranteed

Depending on your policy, your rates may be guaranteed to stay the same for as long as three years:

•  2-year rate guarantee (for short-term disability plans)1

•  3-year rate guarantee (for long-term disability plans)1

Learn more about EAPs and health care navigation (PDF).

Next Steps

First Symetra offers a number of solutions to help you stay competitive in today's marketplace. To learn more, contact your benefits representative.

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Group disability insurance policies are insured by First Symetra National Life Insurance Company of New York, New York, NY. Mailing address: P.O. Box 34690, Seattle, WA 98124-1690. Coverage may be subject to exclusions, limitations, reductions and termination of benefit provisions.

EAP and HealthChampion® are provided by ComPsych® Corporation. These Value-added programs may not be available in all states. ComPsych Corporation is not affiliated with First Symetra National Life Insurance Company of New York. Product is not available in all U.S. states or any U.S. territory.

1Underwriting and package requirements may apply.