Specified Disease Insurance
Financial relief when it's needed most
A cancer diagnosis, heart attack or other life-altering condition usually means unknown and unexpected costs. Specified disease insurance helps lessen the impact by paying a lump-sum benefit, so insureds can concentrate on their recovery rather than their finances.
- Benefit amounts available in $1,000 increments, up to $100,000
- Guaranteed issue coverage available1
- Health screening benefit available
- Skin cancer benefit available per person, per calendar year
How it works
The first time an insured is diagnosed with a covered condition after the coverage is in effect, they will receive a one-time lump-sum benefit equal to their plan's benefit amount for that condition, and can spend this benefit however they choose.
Covered conditions include:
- Invasive cancer
- Minor cancer2
- Heart attack
- Obstructive coronary artery disease
- Major organ failure
- End-stage renal disease
Administration from a team you can depend on
Our in-house administration team, Symetra Select Benefits, handles all enrollment, billing, claims and benefit payments for our specified disease policies. They’re committed to delivering a positive experience for groups and their employees.
Specified disease insurance policies are insured by First Symetra National Life Insurance Company of New York, New York, NY. Mailing address: P.O. Box 34690, Seattle, WA 98124. They are designed to provide benefits at a preselected, fixed dollar amount for covered specified diseases. Policy form number is SBC-00500-BEN/NY 04/14.Coverage may be subject to exclusions, limitations, reductions and termination of benefit provisions.
1Amount of coverage available varies by group size.
2Except skin cancer, which is paid under a separate benefit.