Specified Disease Insurance

Financial relief when it's needed most

A cancer diagnosis, heart attack or other life-altering condition usually means unknown and unexpected costs. Specified disease insurance helps lessen the impact by paying a lump-sum benefit, so insureds can concentrate on their recovery rather than their finances.


  • Benefit amounts available in $1,000 increments, up to $100,000
  • Guaranteed issue coverage available1
  • Health screening benefit available
  • Skin cancer benefit available per person, per calendar year

How it works

The first time an insured is diagnosed with a covered condition after the coverage is in effect, they will receive a one-time lump-sum benefit equal to their plan's benefit amount for that condition, and can spend this benefit however they choose.

Covered conditions include:

  • Invasive cancer
  • Minor cancer2
  • Heart attack
  • Stroke
  • Obstructive coronary artery disease
  • Major organ failure
  • End-stage renal disease

Administration from a team you can depend on

Our in-house administration team, Symetra Select Benefits, handles all enrollment, billing, claims and benefit payments for our specified disease policies. They’re committed to delivering a positive experience for groups and their employees.

Specified disease insurance policies are insured by First Symetra National Life Insurance Company of New York, New York, NY. Mailing address: P.O. Box 34690, Seattle, WA 98124. They are designed to provide benefits at a preselected, fixed dollar amount for covered specified diseases. Policy form number is SBC-00500-BEN/NY 04/14.Coverage may be subject to exclusions, limitations, reductions and termination of benefit provisions.

1Amount of coverage available varies by group size.

2Except skin cancer, which is paid under a separate benefit.

Top tools 

Specified disease product guide
Specified disease employee enrollment guide

Watch the specified disease insurance enrollment video


Sales & Support
To learn more, visit our interactive sales map and click on the state to see the contact information your local Symetra representative.