Group Disability Income Insurance

Financial protection for the unexpected.

Our flexible policy designs and consultative approach help ensure your groups get the coverage they need at a price that fits their budget.

The First Symetra claims team will assign a dedicated Case Manager for the life of the case when a disability or leave of absence occurs, providing clear communication on the claims process while fostering a trusting relationship with the employer, claimant and treating physician.


What type of coverage do your clients need?

Short-term disability

  • Provides financial support if an insured is unable to work due to a non‐occupational illness or injury–available on an employer‐paid or voluntary basis.

- Payment duration of 9 to 52 weeks.

  • 2‐year rate guarantee on some policies.1
  • Value‐add programs can help enrolled members with many of life’s challenges.

- Employee Assistance Program (EAP)
- Health care navigation
- Travel Assistance
- Identity Theft Protection

Long-term disability

  • Offers 24‐hour protection to employees for on‐ and off‐the‐job incidents; plan designs include core buy‐up and voluntary programs.

- Integration options available.

  • Value-add programs give enrolled members access to an added network of support.

- Employee Assistance Program (EAP)
- Health care navigation
- Travel Assistance
- Identity Theft Protection

Absence management

  • Our in‐house team can help significantly ease the burden of administering employee time away from work while reducing the risk of non‐compliance.

- Down-to-the-minute tracking of intermittent leaves.
- Detailed, comprehensive reporting for nearly all types of leave.
- Coordination with First Symetra disability products.

  • Return‐to‐work resources including vocational rehabilitation and worksite modification benefits.
  • Value‐add programs for added employee support.

- Employee Assistance Program (EAP)
- Health care navigation

For more information, read our absence management brochure.

To enhance your absence management program, learn more about our Americans with Disabilities Act Amendments Act (ADAAA) services.

 

PRODUCT HIGHLIGHTS

  • Flexible definition of disability.
  • Replaces up to 70% of pre-disability income.
  • Experienced service teams.
  • Empathetic, courteous and prompt customer service.
  • Convenient, user-friendly online administration system.
  • Continuity of coverage and integrated options available.

 


Group Disability Income Insurance is insured by First Symetra National Life Insurance Company of New York, New York, NY.

Policies may be subject to exclusions, limitations, reductions and termination of benefit provisions.

First Symetra National Life Insurance Company of New York, New York, NY. Mailing address: P.O. Box 34690, Seattle, WA 98124-1690. All rights reserved. Symetra® is a registered service mark of Symetra Life Insurance Company. Symetra Life Insurance, not a licensed insurer in New York, is the parent company of First Symetra National Life Insurance Company of New York.

Travel Assistance is provided by EuropAssistance and ID Theft Resolution and Beneficiary Companion programs are provided by Generali Global Assistance. EAP and HealthChampion® are provided by ComPsych® Corporation. Value-add programs, EAP and HealthChampion may not be available in all states. EuropAssistance, Generali Global Assistance and ComPsych Corporation are not affiliated with Symetra Life Insurance Company or any of its affiliates.

Underwriting and package requirements may apply.

Watch the group disability insurance enrollment video

 

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SALES & SUPPORT
To learn more, contact your 
Symetra representative.