Take A Minute To Consider Your Life Insurance Coverage

Life changes. When it does, your insurance coverage probably should, too.

NEW DEBT

Buying a new home, refinancing or making a big purchase can all increase financial responsibilities.
  

MARRIAGE

Newlyweds typically want to make sure a surviving spouse will be able to pay the bills and send the kids to college.
 

NEW BABY

Each new child—whether through birth, adoption, or marriage—increases the family’s financial and caregiving responsibilities.
 

RETIREMENT

Life insurance can help with final expenses, create an income-tax-free inheritance, or replace lost income from the deceased spouse’s Social Security or pensions.
 

DIVORCE

Even when emotional ties are broken, some financial obligations cannot be dissolved. Life insurance can help replace alimony or child support, or help pay for childcare if the primary caregiver dies.
 

PROMOTION

Coverage may need to be increased to match a new, higher salary.
 

JOB CHANGE

A new policy may be needed to replace or supplement coverage that is lost after leaving an employer.