Single Premium Fixed Deferred Annuity

With a single premium annuity, there are no monthly premium payments to deal with. Just a single purchase payment and you're done.


Guaranteed interest rate
Depending on the product selected, your interest rate is guaranteed for 3, 5 or 7 years.

Get your purchase payment back
You have the option of getting back what you contributed—less withdrawals—if the contract is surrendered, even prematurely.

Earn interest on your interest.
Because your earnings stay in your contract until withdrawn, you earn interest on your original purchase payment and on your earnings. 

No income taxes until you take out your money1
Earnings stay in the contract and aren’t taxed until withdrawn.

No stock market exposure
Your money won’t be invested in the stock market. Instead, you’ll receive a guaranteed interest rate for the period you select—and that rate will never be less than the guaranteed minimum interest in your annuity contract.

Talk to an expert

Interested in learning more? Learn how an advisor can help you.

Guarantees and benefits are subject to the claims-paying ability of First Symetra National Life Insurance Company of New York.
Mailing address: P.O. Box 34690, Seattle, WA 98124.

Withdrawals may be subject to federal income tax and 10% IRS early withdrawal tax penalty may also apply for amounts withdrawn prior to age 59 ½. Consult your attorney or tax advisor for more information.

For current interest rate information, please consult your agent or advisor.

1While non-qualified annuities offer the added benefit of tax deferral, in the case of qualified annuities, the tax deferral is provided by the retirement plan itself. No additional tax benefit is provided by placing qualified funds in an annuity. In the case of qualified annuities, clients should focus on the benefits offered by the annuity itself to determine if the annuity is right for them.