Symetra Income Builder Annuity


Income Builder provides you with 10 years of guaranteed income, plus a one-time payment increase1 at the beginning of the 6th year.



Guaranteed income
Income Builder creates a guaranteed, 10-year income stream that can help you pay off expenses like a mortgage or car loan as you transition to retirement.

Advance Access Feature2
With Advance Access, you can take up to 30% of the value of future payments3 ($5,000 minimum) after the first three years and as often as every 36 months.

The Hospitalization and Nursing Home Confinement Endorsementprovides additional access to money in times of need.



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Symetra Income Builder Annuity is a single-premium fixed annuity issued by Symetra Life Insurance Company, 777 108th Avenue NE, Suite 1200, Bellevue, WA 98004. Not available in all U.S. states or any U.S. territory. Contract form numbers are LIA-47 12/04 or a state variation and LIA-61/OR 12/04 in Oregon.

Annuity contracts have terms and limitations for keeping them in force. Contact your financial professional or insurance producer for complete details.

Guarantees and benefits are subject to the claims-paying ability of Symetra Life Insurance Company.

Earnings are taxed only as received. Exclusion ratio applies for non-qualified contracts. Ten percent penalty may apply to payments received prior to age 59 ½. Clients should consult their attorney or tax advisor for more information.

1 "Payment increase" means an increase in annuity payments based on a built-in formula within the product.
2 Not available in Washington or Oregon.
3 Based on present value.
4 The Hospitalization and Nursing Home Confinement Endorsement contract feature is designed to allow a contract owner to withdraw contract value after any owner has been confined to a hospital or nursing home for 45 consecutive days, if the confinement begins after the contract date and the withdrawal is taken during confinement or within 90 days after confinement. If the contract owner is confined to a hospital or nursing home on the contract date, they are not eligible for this benefit until after the first contract year. It is not meant to be a substitute for long-term-care insurance. Terms and conditions may vary by state; may not be available in all states