Single-Premium Fixed Deferred Annuity

With a single-premium annuity, there are no monthly premium payments to deal with. Just a single purchase payment and you’re done.


Guaranteed interest rate
Depending on the product selected, your interest rate is guaranteed for 3, 5 or 7 years.

Earn interest on your interest
Because your earnings stay in your contract until withdrawn, you earn interest on your original purchase payment and on your earnings.

No income taxes until you take out your money
Earnings stay in the contract and aren’t taxed until withdrawn.

No stock market exposure
Your money won’t be invested in the stock market. Instead, you’ll receive a guaranteed interest rate for the period you select. Your rate will never be less than the guaranteed minimum interest rate in your annuity contract. 

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Guarantees and benefits are subject to the claims-paying ability of Symetra Life Insurance Company, 777 108th Avenue NE, Suite 1200, Bellevue, WA 98004.

Withdrawals may be subject to federal income taxes and a 10% IRS early withdrawal tax penalty may also apply for amounts withdrawn prior to age 59½. Consult your attorney or tax advisor for more information.

1 While nonqualified annuities offer the added benefit of tax deferral, in the case of qualified annuities, the tax deferral is provided by the retirement plan itself. No additional tax benefit is provided by placing qualified funds in an annuity. In the case of qualified annuities, clients should focus on the benefits offered by the annuity itself to determine if the annuity is right for them.