Single-Premium Fixed Deferred Annuity

Start growing your savings with a single purchase payment. No monthly purchase payments required.


Guaranteed interest rate
Your interest rate is guaranteed for 3, 5 or 7 years, depending on the product selected.

Compounding interest
Because your interest stays in your contract until withdrawn, you earn interest on your original purchase payment and your ongoing interest.

No income taxes until you take out your money
Interest stays in the contract and isn’t taxed until withdrawn.

No stock market exposure
Your money won’t be invested in the stock market. Instead, you’ll receive a guaranteed interest rate for the period you select. Your rate will never be less than the guaranteed minimum interest rate stated in your contract.



Annuities are issued by Symetra Life Insurance Company, 777 108th Ave NE, Suite 1200, Bellevue, WA 98004. Not available in all U.S. states or any U.S. territory.

Annuity contracts have terms and limitations for keeping them in force. Please call your financial professional or insurance producer for complete details.

Guarantees and benefits are subject to the claims-paying ability of Symetra Life Insurance Company, 777 108th Avenue NE, Suite 1200, Bellevue, WA 98004.

Withdrawals may be subject to federal income taxes, and a 10% IRS early withdrawal tax penalty may also apply for amounts withdrawn prior to age 59½. Consult your attorney or tax advisor for more information.

1 While nonqualified annuities offer the added benefit of tax deferral, in the case of qualified annuities, the tax deferral is provided by the retirement plan itself. No additional tax benefit is provided by placing qualified funds in an annuity. In the case of qualified annuities, clients should focus on the benefits offered by the annuity itself to determine if the annuity is right for them.