Flexible-Premium Fixed Deferred Annuity


A flexible-premium annuity gives you the freedom to make additional contributions throughout the life of your contract.


Get your purchase payment back
You’re guaranteed to get back what you contributed—less prior withdrawals—if the contract is surrendered, even prematurely.

Earn interest on your interest
Because your earnings stay in your contract until withdrawn, you earn interest on your original purchase payment and on your earnings.  

No income taxes until you take out your money1
Earnings stay in the contract and aren’t taxed until withdrawn.

No stock market exposure
Your money won’t be invested in the stock market. Instead, you’ll receive a guaranteed interest rate for an initial period of 12 months from the date received. Your rate will never be less than the guaranteed minimum interest rate in your annuity contract. 


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Annuities are issued by Symetra Life Insurance Company, 777 108th Ave NE, Suite 1200, Bellevue, WA 98004. Not available in all U.S.states or any U.S. territory.

Annuity contracts have terms and limitations for keeping them in force. Please call your insurance producer or advisor for complete details.
Guarantees and benefits are subject to the claims-paying ability of Symetra Life Insurance Company.

Withdrawals may be subject to federal income taxes and a 10% IRS early withdrawal tax penalty may also apply for amounts withdrawn prior to age 59½. Consult your attorney or tax advisor for more information.

1 While nonqualified annuities offer the added benefit of tax deferral, in the case of qualified annuities, the tax deferral is provided by the retirement plan itself.  No additional tax benefit is provided by placing qualified funds in an annuity.  In the case of qualified annuities, clients should focus on the benefits offered by the annuity itself to determine if the annuity is right for them.