Your Investment Choices
STOCKS (EQUITY SECURITIES)
When you invest in a company’s stock—also called equity security— you’re buying part ownership in the company. The value of your stock will fluctuate.
- Stocks held for a long term—say 10 years— historically have provided significantly higher returns than either bonds (fixed-income securities) or cash equivalents.
- Stocks held for a short term have more risk.
BONDS (FIXED-INCOME SECURITIES)
Bonds—also called fixed-income securities—are certificates of debt issued by corporations and governmental entities when they borrow money. Some examples are: government bonds, municipal bonds and corporate bonds.
Cash equivalents are short-term investments that are easily converted to cash. They include money market investments, bank certificates of deposit (CDs) and U.S. Treasury bills (T-bills).
An investment in a money market is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although the money market seeks to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in a money market.
Annuities are issued by Symetra Life Insurance Company, 777 108th Avenue NE, Suite 1200, Bellevue, WA 98004 and are not available in all U. S. states or any U.S. territory.