Select Benefits

Adaptable coverage for today's health care environment

In today’s evolving health care marketplace, companies are challenged to find new ways to manage costs while providing valuable benefits to employees and their families. Whether you’re closing the coverage gaps in a high-deductible plan or protecting workers from the financial impact of an accident, we offer a wide array of benefit products to meet your needs. To learn more about the Select Benefits suite, take a look at our overview brochure.

What kind of coverage does your group need?

Benefits that enhance your high‐deductible health plan (HDHP)

We offer a selection of products that can complement any high‐deductible plan and mitigate employee out‐of‐pocket costs.

Customized fixed‐payment gap plans: We'll work closely with you and your benefits broker or consultant to create a fixed-payment insurance plan that's tailored for your group.
 

Fixed-payment gap plans 101
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GapAssist: Three turnkey packages of accident, critical illness and inpatient hospital benefits, specially designed to work alongside an HDHP and a health savings account (HSA).
  GapAssist 101
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A plan that satisfies employer and individual mandates

We’ll help you create a unique benefits package that satisfies the ACA’s minimum essential coverage (MEC) requirements and reduces out‐of‐pocket costs for other services.

MEC‐Select: Combines your self‐funded minimum essential coverage (MEC) plan with a fixed‐payment insurance policy. Both plans are administered by our in‐house team.
  MEC-Select 101
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Coverage for part‐time, seasonal and temporary employees

Everyone needs health care, but not everyone qualifies to participate in their company’s medical plan. We can help you give these employees access to services they might otherwise go without.

Fixed‐payment insurance: Customizable plans to meet your coverage needs and budget. We also offer a unique hourly plan ideal for variable‐schedule employees.

Protection for employees against unexpected costs from an accident or illness


An accident or cancer diagnosis can result in unforeseen medical costs. When they do, an additional layer of financial protection can help keep your employees on the path to recovery.

Critical illness: Pays a lump sum after a life‐altering illness diagnosis
Accident: Helps pay for eligible services and supplies related to an accidental injury.
GapAssist: Combines critical illness, accident and inpatient hospital into three turnkey plans with the same coverage at different benefit amounts.
  GapAssist 101
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Administration from a team you can depend on 

No matter what coverage you choose, you can always count on the outstanding service from Symetra Select Benefits, our in-house administration team. They handle all enrollment, billing, claims and benefit payments for the entire Select Benefits suite, and their commitment to excellence is one reason groups renew with us year after year.


Select Benefits insurance policies are designed to provide benefits at a preselected, fixed dollar amount. They are not a replacement for a major medical policy or other comprehensive coverage and do not satisfy the minimum essential coverage requirements of the Affordable Care Act. Coverage may be subject to exclusions, limitations, reductions and termination of benefit provisions. For costs and complete details of the coverage, contact your Symetra representative.

Select Benefits policies are insured by Symetra Life Insurance Company, 777 108th Avenue NE, Suite 1200, Bellevue, WA 98004, and are not available in all U.S. states or any U.S. territory. Symetra Life Insurance Company provides administrative services only for self-funded minimum essential coverage (MEC) plans.

BENEFITS VIDEOS

Questions?
Ask your benefits broker or consultant about Select Benefits, or give us a call at 1-800-497-3699.