Providing flexible benefit solutions and cost advantages to groups across the nation.

In today’s health care environment, benefit value and flexibility are more important than ever. No matter the need, we’ll help you create a benefits package to meet your clients’ coverage and budget needs.

What types of coverage do your clients need?

Select Benefits
Relevant, cost-effective, fixed-payment benefits for those who may not be eligible for major medical coverage, or to enhance existing coverage. May be offered on a voluntary or employer-paid basis.

Gap plans
Customized fixed-payment medical insurance to work with any high-deductible health plan, whether self-funded or fully insured.

A package of accident, critical illness and fixed-payment inpatient hospital coverage to help insureds with unexpected medical costs.

A package of fixed-payment medical insurance combined with Symetra Life Insurance Company's administration of a self-funded minimum essential coverage plan.



  • Flexible plan designs.
  • First-dollar benefits that are not subject to deductibles or co-pays. 
  • Guaranteed issue–no medical underwriting is required if participants enroll within 31 days of the date they become eligible for coverage. 
  • No coordination of benefits or required networks.
  • In-house administration.

For information on participation requirements, rate options and monthly/hourly billing options, download the
product guide.


Fixed-payment medical insurance policies are designed to provide benefits at a preselected, fixed dollar amount. They are not a replacement for a major medical policy or other comprehensive coverage and do not satisfy the minimum essential coverage requirements of the Affordable Care Act. Coverage may be subject to exclusions, limitations, reductions and termination of benefit provisions. Select Benefits policies are insured by Symetra Life Insurance Company, 777 108th Avenue NE, Suite 1200, Bellevue, WA 98004, and are not available in all U.S. states or any U.S. territory. Symetra Life Insurance Company provides administrative services only for self-funded minimum essential coverage (MEC) plans.


To learn more, contact your 
Symetra representative.

Select the MARKETING MATERIALS tab below to find product brochures, sales ideas and enrollment materials.
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