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Your clients have worked hard to build their businesses. You can help them ensure their businesses survive upon the death of an owner or partner through a buy-sell agreement funded with a life insurance policy.
A buy-sell agreement is a contract that assures the seamless transfer of ownership at an owner's death. Depending on the type of buy-sell agreement, the other owner(s) or the business itself is obligated to purchase the deceased's business interest and the deceased's heirs are obligated to sell at a predetermined price.
A buy-sell agreement funded by a life insurance policy allows for a smooth transition of ownership, ensuring the survival of the business. It also has numerous advantages for:
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| Heirs |
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Guarantees a predetermined price for the business |
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Establishes a value of the business for estate tax purposes |
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Provides funds to pay the deceased owner's outstanding debts and future expenses |
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| Surviving owners |
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Sets a predetermined purchase price of the business |
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Provides immediate funds to purchase deceased owner’s interest |
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Moves the company forward with partners of the owner’s choice |
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| Help your business clients ensure the survival of their businesses with a buy-sell agreement funded by a life insurance policy. Get a quote now. |
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| Marketing tools to support the sale |
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| Business Solutions Brochure LS-6371 |
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| Buy-Sell Agreement Brochure LS-6247 |
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| Buy-Sell Agreement Customer Mailer LS-6248 |
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| Buy-sell Agreement Prospecting Letter LS-6259 |
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