Symetra - Symetra Underwriting Guide


Field Underwriting Guidelines

FINANCIAL INFORMATION

Estate Conservation

To provide for future growth in estate value, use the following guidelines:

The face amount should equal the Federal estate tax on the amount resulting from multiplying the current net estate value by these growth factors:

Through age 60

Ages 61 thru 65

Ages 66 thru 70

Ages 71 thru 80

6% for 10 years = Multiply by 1.8

6% for 8 years = Multiply by 1.6

6% for 6 years = Multiply by 1.4

6% for 3 years = Multiply by 1.2