The Target
The need for retirement savings is universal - most of your clients are potential IRA clients. Now, when individuals are completing their tax returns, is the best time to target IRA customers. Turn a $4,000 sale into a potential $8,000 sale this tax season with Symetra Financial.

Here's how

1. Help your clients make their 2005 IRA contribution before April 15, 2006.
2. Help your clients make their 2006 IRA contribution early and benefit from additional months of potential compounding.

	Almost anyone with earned income can save for retirement with an IRA.
	IRAs, although retirement plans, can be used to save for a child's education or the first-time purchase of a home.
	Individuals over the age of 50 are eligible to contribute an extra amount per year as a catch-up provision.

The longer you wait, the more you may lose. Delaying annual IRA contributions just one year may potentially reduce a client's total portfolio by $40,000^* over a 30-year period. The following hypothetical graph demonstrates contribution and portfolio amounts after 30, 25, 20, and 10 years of investing.

^*Assumes a one time initial investment of $3,000 and a hypothetical annual effective return of 8%, no withdrawals. This hypothetical graph is for illustrative purposes only. It is not intended to represent past performance or project or predict the future performance of any specific investment, nor is it reflective of the effects of product charges and expenses, which would have lowered the performance had they been included. Investment return on all retirement products and principal value on all securities products will fluctuate; and units or shares, when redeemed, may be worth more or less than their original cost. Withdrawals may be subject to ordinary income tax and a 10% penalty may also apply to amounts withdrawn prior to age 591/2. Investors should consider their personal investment horizon and income tax brackets, both current and anticipated, when making an investment decision.

Customizable Mailer
Generate business this tax season by personalizing these mailers with return address labels and sending them to prospects. Please order through the Symetra Financial Sales Center.

Prospecting Letters
Use one of our pre-approved prospecting letters to remind clients that now is a good time to invest in an IRA.

Best time to save is today
Use this letter to inspire your clients to start saving for retirement with a tax-deferred IRA.

Stop procrastinating
Use this letter to encourage your clients to start saving for their futures with a tax-deferred IRA.

Six most valuable things
Use this piece to remind your clients that it’s never too early to begin saving for retirement.

For questions or assistance, contact the Symetra Financial Sales Center at invest@symetra.com or 1-800-706-0700.