| With home values down, 401(k)s cut in half and the job market uncertain, it’s no wonder that Americans are concerned about their financial future. Now, more than ever, your clients need to understand the importance of life insurance as the foundation of their financial security.
Life insurance can ensure that your clients’ loved ones are financially protected in the event of an untimely death, especially when other assets may be unstable or recovering. While all other aspects of their financial life may fluctuate, life insurance provides guaranteed security and stability for your clients and their families.
Unfortunately, many clients may be thinking of reducing their life insurance coverage, or they may be at risk of losing their work-provided insurance through layoffs or benefit reductions. As a trusted financial expert, you can help clients understand that life insurance is a major building block of a strong financial plan and should be maintained, if not increased, in uncertain times.
Delivering Peace of Mind
Symetra Term Life Insurance offers a safe, predictable way to help provide this peace of mind to your clients and their families. Here’s how:
- Ensuring financial stability. Families depend on your clients’ earning ability. Life insurance can be used to provide needed funds while families are adjusting.
- Protecting from unpaid debt. Unpaid mortgages, car loans, medical bills and credit card debts can cause extra financial strain on the family members clients leave behind. Life insurance can help pay off these obligations, freeing up other assets.
- Securing children’s future. Life insurance can provide the funds needed to help secure an educational future for your clients’ children.
- Tax-free death benefit to loved ones. Life insurance proceeds pass to heirs free of income tax.
- Coverage tailored to specific needs. If the need for insurance will end at a specific time (for instance when a mortgage ends or when loved ones are financially self-sufficient), clients can choose the term (10, 15, 20 or 30 years) that best fits their needs.
- Predictable costs. Term life insurance has set premiums that are guaranteed to stay level during the entire term period.
Great for You, Too
Term life insurance is a timely product for your clients and an easy sell for you. In fact, our process is so simple that you can quote, apply and deliver temporary coverage to qualified clients in about 10 minutes. Plus, life insurance can be an effective product for increasing customer loyalty and retention. Go to Symetra Express to get started.
Visit our Term Life Insurance home page to learn more, or contact the Symetra Sales Center at 1-800-706-0700 or invest@symetra.com.
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