• Money management with insurance protection.
• Wealth protection for now and for a legacy.
• Low fees and “transparent”² policy design.
• A common sense solution to problems that, until now, were difficult or impossible to solve.

The new Symetra Complete Variable Life Insurance³ gives you the opportunity to address these needs and distinguish yourself from the three to five advisors typically maintained by each of these clients.⁴

It is designed to serve as an asset management vehicle, while funding the minimum amount of death benefit needed to remain classified as life insurance — this is accomplished with a daily calculation not found in any competing products, and allows funds to be distributed to pre-selected sub-accounts.

“We believe we have built the most innovative vehicle on the market for wealth transfer,” said Mike Madden, vice president for individual life insurance at Symetra Financial. “For clients who want to leave behind a legacy, they no longer have to sacrifice asset accumulation in order to lessen their tax liabilities.”

Premiums can be scheduled to meet specific needs and are not mandatory in any given year. Your clients also have access to capital through withdrawals and loans free of surrender charges.⁵ The result is compounding growth, financial protection, and ultimately, federal income tax-free death benefit transfer.

What’s In It For You?

• An original, simple solution for your high net worth and/or family office clients who want to leave funds to heirs — free of federal income taxes.⁶
• Increased client retention — your clients’ heirs may continue to be your clients.
• A unique opportunity to get in on the “ground floor” of a cutting edge product with a chance to significantly boost your revenues.

If you’re interested in learning more, please visit the Symetra Complete Web site at www.symetra.com/complete, or contact the Symetra Sales Center at invest@symetra.com or 1-800-706-0700.