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Sales Center
1-800-706-0700
invest@symetra.com
Call with any questions.
Weekdays
6 a.m. to 5 p.m. (PT)
9 a.m. to 8 p.m. (ET)
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Top Tools
Select 3 is an individual modified single-premium deferred annuity. Select 3 offers clients competitive interest rates, guaranteed returns, and tax-deferred earnings - all in one simple package.
Product Description
- Three year guaranteed interest rate lock period provides stability.
- The guaranteed minimum interest rate stated on your client's contract, and their earnings, are guaranteed (after the first three years, the guaranteed minimum interest rate will be not be lower than 1 percent) - even if current rates at the time are lower.
- Free annual withdrawals of up to 10 percent of the contract value per contract year provide access (100% access if admitted to a hospital or nursing home for 30 consecutive days or longer and submitted within 60 days of discharge).
- If the contract is surrendered, even prematurely, clients are guaranteed to always receive back what they contributed, less prior withdrawals if they have chosen Guaranteed Return of Purchase Payment at the time of purchase.
- Tax-deferred growth helps clients reach their goals faster thanks to compounding interest and earnings.
- After the first contract year and anytime before their 101st birthday, clients may convert their annuity's accumulated value - with no surrender charges - into a guaranteed income stream.1
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Review State Availability [+]
Select 3 Fixed Annuity is available in all U.S. state and the District of Columbia and not available in any U.S. territory.
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Guarantees and benefits are subject to the claims-paying ability of the underlying insurance company. Select 3 is issued by Symetra Life Insurance Co., 777 108th Avenue NE, Suite 1200, Bellevue, WA 98004, and is not available in all U.S. states or any U.S. territories. Contract form number is RSC-0017 FP 1/07 in most states and RSC-0017/OR 5/09 in Oregon.
1 Many of Symetra's income distribution options are backed by our President's Guarantee. We assume total responsibility for ensuring that retirement plan distributions from Symetra annuities are calculated to satisfy the guidelines and requirements established by the Internal Revenue Service. If we make a mistake, we pay the penalty. This assurance is based on the assumption that all information provided to us is complete and accurate.
Withdrawals are subject to ordinary income tax and a 10 percent IRS penalty may occur if taken prior to age 59½
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