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Freedom Income Annuity

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Symetra Freedom Income Annuity is longevity insurance1 – one of the most cost-effective ways to guarantee a lifetime of retirement income. Your clients use only a small portion of their current savings to buy future income at today's prices. This gives them more freedom to enjoy their retirement without worrying they'll outlive their savings.



Product Description

  • Flexible start date up to age 95 gives clients the flexibility to create a customized plan.2
  • Optional annual increases of up to 6.5 percent allow future income to keep pace with inflation.3
  • Return of premium options before and after payments begin, provides for beneficiaries in the event of the client's death.

Guarantees and benefits are subject to the claims-paying ability of the underlying insurance company. Annuity is issued by Symetra Life Insurance Company. Contract form numbers in most states are LIA-76 4/08 and LIA-80 4/08. Not available in all states or any U.S. territory.

  • 1Longevity insurance is a concept, not the name of a product. Some states define longevity insurance as an annuity with payout option only with no death benefit.
  • 2Nonqualified money only. For qualified funds, the IRS requires payments to begin at age 70½.
  • 3Option must be selected at purchase. Increase amount is not based on the Consumer Price Index.