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Types of Life Insurance

Term Life
Term is the least expensive form of life insurance. Your premiums remain level throughout the term period you choose — 10, 15, 20 or 30 years.


Universal Life
Universal is permanent insurance that allows you to increase or decrease your premiums at various stages in your life. A key benefit is the ability to withdraw the cash value or borrow against it at a low-to-zero net cost.


Flexible Premium Variable Life
Our truly unique, patent-pending financial planning solution combines the strengths of annuities and life insurance into a single product that maximizes financial growth while ensuring assets can later pass to heirs free of federal income taxes.


Variable Universal Life
Variable universal life combines permanent insurance with investment flexibility. The death benefit and cash value can fluctuate, either up or down, based on the performance of the investments you choose.


Whole Life
Whole life is permanent insurance with fixed premiums for the life of the policy. It provides guaranteed cash value, which you can borrow against.


Worksite
This workplace program gives employees the option of purchasing life insurance through the convenience of payroll deductions. And because the policies are individually owned, coverage stays with the employee when they leave the job.
















Before investing, carefully consider the investment objectives, risks, charges and expenses. This and other information is contained in the contract prospectus and the underlying portfolio prospectuses. Please call or write your Registered Representative or Symetra for free copies of the prospectuses and read them carefully before investing.

Important Note: Universal life flexible interest rates and insurance rates mean you can benefit if interest rates go up or if insurance costs stay low. However, if these rates do not turn out to be favorable, it is possible that your policy could terminate even though you have paid your planned premiums.

Guarantees and benefits are subject to the claims-paying ability of the underlying insurance company.

Securities are offered through Symetra Securities Inc., member SIPC, Bellevue, Washington 98004.  Variable life insurance is issued by Symetra Life Insurance Company, 777 108th Avenue NE, Suite 1200, Bellevue, WA, 98004-5135.

Variable life insurance is subject to market risks, including the potential loss of principal invested.