Ask Your Advisor

Questions to Ask Your Advisor About Retirement Income

What kind of life insurance should I purchase?

What if I only want temporary financial protection?

What if I want to leave behind a legacy for my family or a charity?
What if I develop medical problems? Will my term life be fully convertible to permanent insurance — without additional medical underwriting?

Can it be converted to age 75?
Can it be converted to any permanent policy without limitations?
Can I earn a conversion credit?
How much life insurance should I have?
Should I get coverage for my spouse or children?