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Annuities

An annuity is a contract between you and an insurance company. You contribute money, called premium or purchase payments, and the company guarantees a fixed or variable payment to you at some future time. Your money grows tax-deferred as long as it remains in the contract.


Fixed deferred annuities

Fixed deferred annuities are designed to help you build income-tax-deferred retirement assets at a fixed interest rate. They are a popular retirement saving vehicle. Additionally, they provide benefits attractive to individuals with a conservative risk tolerance. Features of a fixed annuity include:


Income annuities

Income annuities, are established with a one-time contribution intended to provide you with a guaranteed stream of income. Annuity income payments continue for a predetermined number of years, or for the rest of your life.


Structured settlement annuities

Structured settlements are an innovative method of compensating injury victims. Under a structured settlement, an injury victim receives compensation for injuries as a stream of tax-free payments tailored to meet future medical expenses and basic living needs. The payments may extend over a specified time period, and can be designed to last a lifetime.


Variable deferred annuities

Variable deferred annuities are designed to help you build income-tax-deferred retirement assets within a single insurance product that offers multiple investment options. These investment options, which will fluctuate in value over time, range from portfolios that may allow you to keep pace with inflation, to lower-risk portfolios, such as money market* or fixed accounts.

Talk to an agent or advisor about which Symetra annuity can help you reach your financial goals.


*An investment in the money market portfolio is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although the portfolio seeks to preserve the value of your investments at $1.00 per share, it is possible to lose money by investing in the portfolio.

Before investing in a variable annuity, carefully consider the investment objectives, risks, charges and expenses. This and other information is contained in the contract prospectus and the underlying portfolio prospectuses. Please call or write your Registered Representative or Symetra for free copies of the prospectuses and read them carefully before investing.

Guarantees and benefits are subject to the claims-paying ability of the underlying insurance company. Variable annuities, which are suitable for long-term investing such as retirement investing, are subject to market risks, including the potential loss of principal invested.

Securities are offered through Symetra Securities Inc., member SIPC, Bellevue, Washington 98004.