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Before investing, carefully consider the investment objectives, risks, charges and expenses. This and other information is contained in the contract prospectus and the underlying portfolio prospectuses. Please call or write your Registered Representative or Symetra for free copies of the prospectuses or visit www.symetra.com/ny for online copies and read them carefully before investing.
Securities are offered through Symetra Securities, Inc. (SSI). First Symetra True Variable Annuity is a flexible premium deferred variable annuity issued by First Symetra National Life Insurance Company of New York (First Symetra), New York, NY. Mailing address: P.O. Box 758501, Topeka, KS 66675-8501. Contract form number is RSC-0386/NY 8/12. First Symetra and SSI are affiliates.
Guarantees and benefits are subject to the claims-paying ability of First Symetra National Life Insurance Company of New York.
While non-qualified annuities offer the added benefit of tax deferral, in the case of qualified annuities, the tax deferral is provided by the retirement plan itself. Investors should focus on the benefits offered by a variable annuity to assess if a variable annuity is right for them.
Variable annuities, which are suitable for long-term investing, are subject to market risks, including the potential loss of principal invested.
First Symetra Life Insurance Company does not give investment, tax or legal advice.
1Source: Morningstar survey of 482 open individual variable annuities on March 31, 2013. The total mortality and expense, administrative and distribution expense fees are 0.60% for Symetra True VA and 0.75% for First Symetra True VA, placing them in the lowest quartile of variable annuities. If the maximum sub-account fund facilitation fee of 0.15%, which is not currently charged, were included in total expenses, Symetra True VA and First Symetra True VA would still be in the lowest quartile of variable annuities. The comparison of total expenses does not include fees associated with the underlying funds.
True Variable Annuity® is a registered service mark of Symetra Life Insurance Company. Symetra Life Insurance Company, not a licensed insurer in New York, is the parent company of First Symetra National Life Insurance Company of New York.