First Symetra Successor lets you pass money on to your beneficiaries free of federal income tax.
The value of your estate increases the minute you purchase the insurance.
Get your premium back
If you come to the end of the term you select and no death benefit has been paid, you get all of your premiums back—federal income tax free.1
Free annual withdrawals
You can withdraw up to 10 percent of the cash value in the policy without charge each year. For withdrawals in excess of 10 percent per policy year, a surrender charge may apply. If full surrender, charges will apply to single premium amount less any withdrawals or loans.
Surrender charge schedule:
Advance access for illness
If you’re diagnosed with a terminal illness or confined to a nursing home, you may be able to receive up to 100 percent of a discounted death benefit2 in advance.
Talk to and expert
First Symetra Successor Single Premium Life is a universal life insurance policy issued by First Symetra National Life Insurance Company of New York, New York, NY. Mailing address is PO Box 34690, Seattle, WA 98124. Policy form number for First Symetra Successor Single Premium Life is L-9938/NY 3/07.
Guarantees and benefits are subject to the claims-paying ability of First Symetra National Life Insurance Company of New York.
1 Return of Premium Guarantee benefit will terminate if loans are outstanding for more than six months.
2 The death benefit elected will be discounted and reduced by loans, loan interest and withdrawals.