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Income Options
First Symetra Freedom and First Symetra Advantage income annuities offer income options to help meet the needs of you and your family.
 
Period Certain. Annuity payments continue for a certain period — of at least five years — that you choose at the time of purchase. This provides guaranteed payments to cover planned costs, such as a mortgage.
 
Single Life with Period Certain. Annuity payments continue for a certain period or for your lifetime, whichever is longer. If you die before the period ends, the remaining payments are paid to your beneficiary.
 
Joint and Survivor Life with Period Certain. Annuity payments continue for a certain period, your lifetime, or the lifetime of your joint annuitant, whichever is longer. If you and your joint annuitant die before the period ends, the remaining benefits are paid to your beneficiary.
 
Single Life. Annuity payments continue for your lifetime and end upon your death. No payments are made to your beneficiary. This gives you the highest lifetime annual payout.
 
Joint and Survivor Life. Annuity payments continue for your lifetime or the lifetime of your joint annuitant, whichever is longer. No payments are made to your beneficiary.
 
Single Life or Joint and Survivor Life with Installment Refund or Cash Refund. Annuity payments continue for your lifetime or the lifetime of your joint annuitant, if applicable. We guarantee total payouts paid by us will not be less than your purchase payment. If you and your joint annuitant die before the sum of your annuity payments equals your purchase payment, the difference will be paid to your beneficiary, either as installments or a lump sum.

Guarantees and benefits are subject to the claims-paying ability of First Symetra National Life Insurance Company of New York. 
 
First Symetra National Life Insurance Company of New York, New York, NY. Mailing address: P.O. Box 34690, Seattle, WA 98124-1690. All rights reserved. Symetra® is a registered service mark of Symetra Life Insurance Company. Symetra Life Insurance, not a licensed insurer in New York, is the parent company of First Symetra National Life Insurance Company of New York.
Customers may access their account information from this site. Other information in this site may be pending approval for use in states with website filing requirements.