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Level Term Life Insurance


​Level term lets you choose how long you'd like to be covered by your life insurance.
 
 
WHY LEVEL TERM?  
 
Cost effective
Level term is typically the least expensive form of life insurance.
 
Customized coverage
Choose a term that fits your needs—10, 15, 20 or 30 years.
 
Predictable premiums
Level term is easy to budget for because premiums will never increase during your term.
 
Advance access for illness
If you’re diagnosed with a terminal illness, you may be able to receive up to 50% of your policy’s death benefit ($250,000 maximum) in advance.1
 
Flexibility
Convertible to a Symetra Universal Life Insurance policy prior to the end of the level term period, or if requested prior to the policy anniversary following the primary insured's 75th birthday, whichever occurs first.2
 
Included Benefits2
A Safety Benefit and Transportation Benefit are automatically included in the policy.
 
Optional Riders2
In addition to the already included benefits, several other optional riders are also available at an additional cost: Insured Children's Benefit, Additional Term Rider, Waiver of Premium Benefit for Total Disability, Accidental Death Benefit and Guaranteed Insurability Option.3

TALK TO AN EXPERT

Interested in learning more? Learn how an advisor can help you.
 
 
Symetra Level Term Life insurance is issued by Symetra Life Insurance Company and is not available in all U.S. states or any U.S. territory. Policy form number for Level Term Life is L-9840/EP 9/97 in most states.

​Policy form number for Universal Life​ is L-9994 10/07 in most states and is not available in all U.S. states or any U.S. territory.​

Guarantees and benefits are subject to the claims-paying ability of Symetra Life Insurance Company, 777 108th Avenue NE, Suite 1200, Bellevue, WA 98004.

Life insurance policies contain exclusions​​, limitations, reductions of benefits and terms for keeping them in force. Please contact your insurance professional for complete details.

1 Terminal illness period and percentage of accelerated death benefit may differ in some states.
Terms and conditions may vary by state; may not be available in all states.
3Guaranteed Insurability Option is not available on policies with an additional term rider or with an extra premium rating.
 
LEVEL TERM LIFE iNSURANCE      FACT SHEET
Learn more about Level Term.  
 



HOW MUCH LIFE INSURANCE DO I NEED?
You know life insurance is a good idea. But how much do you need?
 
Our Life Insurance Planning Calculator gives you a clearer understanding, in about 10 minutes.
 



CONSIDER YOUR LIFE INSURANCE

Life changes. When it does, your insurance may need to as well.
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
FREQUENTLY ASKED QUESTIONS
Looking for Customer Service on your policy?
 
 
 
 
 
 
CONTACT US
1-800-796-3872
Monday through Friday 
6 a.m. - 4:30 p.m., PT
csmail@symetra.com

Copyright © 2004 - Symetra Life Insurance Company, 777 108th Ave NE, Suite 1200, Bellevue, WA 98004. All rights reserved. Symetra® is a registered service mark of Symetra Life Insurance Company.
Customers may access their account information from this site. Other information in this site may be pending approval for use in states with website filing requirements.