Get lifetime protection—at a fixed cost—to help ensure that your loved ones are financially secure after you’re gone.
WHY UNIVERSAL LIFE?
Predictable premium payments that will never increase
No matter how low interest rates fall or how high the cost of insurance climbs, your premium will never increase as long as you pay the minimum monthly premium.
If you’re diagnosed with a terminal illness or confined to a nursing home, you may be able to receive up to 100% of a discounted death benefit
Provides lifetime protection and the initial interest rate is guaranteed for 12 months from the date the premium is received. In addition, this rate is guaranteed to be no less than 3%.3Included Benefits1
Safety Benefit, Transportation Benefit and No Lapse Guarantee are
automatically included in your policy.
Additional Term Rider, Insured Children's Benefit, Waiver of Premium Benefit for Total Disability, Accidental Death Benefit and Guaranteed Insurability Option are available at an additional cost.4
TALK TO AN EXPERT
Symetra Universal Life Insurance is a flexible premium universal life insurance policy issued by Symetra Life Insurance Company and is not available in all U.S. states or any U.S. territory. Policy form number is L-9994 10/07 in most states.
Guarantees and benefits are subject to the claims-paying ability of Symetra Life Insurance Company, 777 108th Avenue NE, Suite 1200, Bellevue, WA 98004.
Life insurance policies contain exclusions, limitations, reductions of benefits and terms for keeping them in force. Please contact your insurance professional for complete details.
1 May not be available in all states and terms and conditions may vary by states in which they are available.
2 The death benefit amount elected will be discounted as it is an early death benefit payment, and reduced by loans, loan interest and withdrawals.
3 Policy owners should anticipate renewal interest rates at the Guaranteed Minimum Interest Rate regardless of future economic conditions.
4 Guaranteed Insurability Option is not available on policies with the Lapse Protection Benefit, an additional term rider or an extra premium rating.