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Before investing, carefully consider the investment objectives, risks, charges and expenses. This and other information is contained in the contract prospectus and the underlying portfolio prospectuses. Please call or write your Registered Representative or Symetra for free copies of the prospectuses or visit www.symetra.com for online copies and read them carefully before investing.
Securities are offered through Symetra Securities, Inc. (SSI). Symetra True Variable Annuity is a flexible premium deferred variable annuity issued by Symetra Life Insurance Company (SLIC). Contract form number is ICC12_RC1 and WTB rider form number is ICC12_RE1 in most states and is not available in all states or any U.S. territory. SSI and SLIC are affiliates and both are located at 777 108th Ave. NE, Suite 1200, Bellevue, WA 98004-5135.
Guarantees and benefits are subject to the claims-paying ability of the issuing life insurance company.
Variable annuities, which are suitable for long-term investing, are subject to market risks, including the potential loss of principal invested. Like many variable annuities, this contract has terms and limitations for keeping it in force. Clients should contact their Registered Representative for complete details.
While non-qualified annuities offer the added benefit of tax deferral, in the case of qualified annuities, the tax deferral is provide by the retirement plan itself. The investor should focus on the benefits offered by a Variable Annuity to assess if a Variable Annuity is right for them.
Withdrawals may be subject to federal income taxes and a 10% IRS early withdrawal tax penalty may also apply for amounts taken prior to age 591/2. The contract owner should consult his or her attorney or tax advisor for more information.
1Source: Morningstar survey of 445 open individual variable annuities on March 31, 2014. The total mortality and expense, administrative, and distribution expense fees for True VA equal 0.60%, placing it in the lowest quartile of variable annuities. If the maximum subaccount fund facilitation fee of 0.15%, (which is not currently charged), were included in total expenses, True VA would still be in the lowest quartile of variable annuities. The comparison of total expenses does not include fees associated with the underlying funds.
True Variable Annuity® is a registered service mark of Symetra Life Insurance Company.