Skip Ribbon Commands
Skip to main content
 
Single Premium Fixed Deferred Annuity


With a single premium annuity, there are no monthly premium payments to deal with. Just a single purchase payment and you’re done.

WHY SINGLE PREMIUM ANNUITY?

Guaranteed interest rate
Depending on the product selected, your interest rate is guaranteed for 3, 5 or 7 years.

Earn interest on your interest
Because your earnings stay in your contract until withdrawn, you earn interest on your original purchase payment and on your earnings.

No income taxes until you take out your money
1
Earnings stay in the contract and aren’t taxed until withdrawn.

No stock market exposure
Your money won’t be invested in the stock market. Instead, you’ll receive a guaranteed interest rate for the period you select—and that rate will never be less than the guaranteed minimum interest rate in your annuity contract. 


TALK TO AN EXPERT

 
Interested in learning more? Learn how an advisor can help you.
 
 
Guarantees and benefits are subject to the claims-paying ability of Symetra Life Insurance Company, 777 108th Avenue NE, Suite 1200, Bellevue, WA 98004.

Withdrawals may be subject to federal income tax and 10% IRS early withdrawal tax penalty may also apply for amounts withdrawn prior to age 59½. Consult your attorney or tax advisor for more information.

1 While non-qualified annuities offer the added benefit of tax deferral, in the case of qualified annuities, the tax deferral is provided by the retirement plan itself.  No additional tax benefit is provided by placing qualified funds in an annuity.  In the case of qualified annuities, clients should focus on the benefits offered by the annuity itself to determine if the annuity is right for them.
 
 
​FIXED DEFERRED ANNUITIES
IN A NUTSHELL
 
Learn More
Copyright © 2004 - Symetra Life Insurance Company, 777 108th Ave NE, Suite 1200, Bellevue, WA 98004. All rights reserved. Symetra® is a registered service mark of Symetra Life Insurance Company.
Customers may access their account information from this site. Other information in this site may be pending approval for use in states with website filing requirements.