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Fixed Deferred Annuities

Fixed deferred annuities are a popular way to build retirement income through tax-deferred growth, especially if you want to minimize risk.

  • You receive an initial guaranteed interest rate for a specific period of time. At the end of that period, the interest rate is reset, but will not be lower than a guaranteed minimum interest rate established at issue.

  • Growth isn't tied to market performance. Consider these annuities for the conservative part of your savings plan.


Choose from a variety of products offering a guaranteed interest rate for 3, 5 or 7 years, depending on the product selected.
Receive guaranteed interest for no less than 1 year, plus you can make additional purchase payments over time.

Fixed deferred annuities are issued by Symetra Life Insurance Company, 777 108th Ave. NE, Suite 1200, Bellevue, WA 98004 and are not available in all U.S. states or any U.S. territory.
Guarantees and benefits are subject to the claims-paying ability of Symetra Life Insurance Company.
Withdrawals may be subject to federal income tax and 10% IRS early withdrawal tax penalty may also apply for amounts withdrawn prior to age 59 ½. Consult your attorney or tax advisor for more information.


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Customers may access their account information from this site. Other information in this site may be pending approval for use in states with website filing requirements.