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How much retirement income do you need?
Five simple steps to get your retirement planning off the ground.
 
 
1. TAKE INVENTORY
 
  • What are your essential expenses (food, housing, utilities, medical costs, etc.)?

  • About how much will it cost to do what you want in retirement (travel, golf, classes)?

  • Where’s your retirement income coming from?

Pension. Do you have a pension?
Social security. How much Social Security will you collect? Visit our Social Security Retirement Income Estimator.
Full- or Part-time Work. Will you work or consult part-time?  

  • How much have you saved for retirement?

  • Are you saving enough?

Retirement Calculator

    Use our Retirement Calculator to estimate the hypothetical amount of retirement savings you might accumulate to determine if you’ll have enough to last through your retirement.

Paycheck Tax Savings Planner
Get an idea of the potential tax savings you might achieve through your own savings. Use our Paycheck Tax Savings Planner to see how different contribution amounts affect your paycheck.​

    This lays the foundation for your retirement income plan. Talk to your advisor about what you’ve discovered.

      

    2. COVER THE ESSENTIALS

    Do your guaranteed sources of retirement income cover your essential expenses?
     
    • If there’s a gap, talk to your advisor about using income annuities to cover daily expenses now and in the future.
     
    • Do you already have an annuity? If it’s a deferred annuity, ask your advisor about converting it into a guaranteed income stream.


    3. DON'T FORGET THE NON-ESSENTIALS 
     
    Will you have enough to cover travel, golf, classes or whatever else you’ve looked forward to doing in retirement?  If you’re short, ask your advisor how a variable annuity might help.
     

    4. PROTECT YOUR RETIREMENT INCOME
     
    How will you protect your retirement income from inflation and rising healthcare costs? See how Symetra and your advisor can help.
     

    5. PROTECT YOUR FAMILY
     
    Is your family protected if something happens to you? Purchasing just part of what you’ve saved in single premium life insurance immediately increases the value of your estate, plus your beneficiaries will potentially receive the death benefit free of federal income tax.
     
    Guarantees and benefits are subject to the claims-paying ability of Symetra Life Insurance Company

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