We're a medical stop loss pioneer—we introduced our product to the marketplace in 1976—and an industry leader that's built one of the best and largest medical stop loss organizations in the country.
- Availability: All states (for New York)
- Minimum group size: 51 eligible employees
- Specific advance funding: Standard on all policies
- Lasers: No new lasers or increase on existing lasers upon renewal
THE SYMETRA ADVANTAGE
Quality claims support
Most claims are processed within 5 business days of receipt.
We assign your own registered nurse professional who will work with cost containment vendors and Centers of Excellence to negotiate the best possible price—without sacrificing the quality of care.
Technical Referral Assistance is our unique program designed to help determine—in advance—how a claim will be reimbursed under a Symetra stop loss policy.
Fairness and partnership
We won’t terminate or non-renew stop loss policyholders because of poor claims experience.
Our stop loss policy doesn’t include internal limits that may conflict with an employer’s plan document.
A range of benefits
Group life coverage, short-term and long-term disability income plans, and a variety of optional products that employers can choose are also available. And we offer limited benefit medical policies that cater to the needs of part-time and temporary employees.
Specific Stop Loss Coverage
Helps protect against catastrophic claims above the Specific deductible.
Aggregate Stop Loss Coverage
Helps protect a self-funded plan in the event that actual claims for a group exceed planned, budgeted claims.
Symetra Stop Loss, filed as the Group Excess Loss policy, is insured by Symetra Life Insurance Company located at 777 108th Avenue NE, Suite 1200, Bellevue, WA 98004 and is available in all U.S. states; however, it is not available in any U.S. territory. Our New York subsidiary insures products for New York residents.